Chark, Ltd.
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Terms of Use

Last updated: July 11, 2026

Welcome to Chark, Ltd. These Terms of Use ("Terms") govern your access to and use of our website, mobile applications (LawExams and Stay Studying), and related services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use the Services.

1. Acceptance of Terms

By creating an account, downloading our applications, or otherwise accessing our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

You must be at least 13 years of age to use our Services. If you are under 18, you should use the Services only with the involvement of a parent or guardian, who is responsible for any in-app purchases. To make a purchase, you must be old enough to have a valid Apple App Store or Google Play account, or have permission from the account holder.

2. Description of Services

Chark, Ltd. provides educational mobile applications designed to help students study and prepare for exams. Our current offerings include:

  • LawExams: A law school exam preparation application featuring study guides, elemental reviews, practice exams, flashcards, and test-taking strategy.
  • Stay Studying: A practice application featuring more than 1,500 vocabulary, reading, and math questions with instant explanations and achievement badges, designed to work offline without an account.

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time, with or without notice.

3. No Account Required

Our apps do not require you to create an account or sign in to use them. Your study progress is stored on your device. You are responsible for maintaining the security of your device and for any activity that occurs through it, including any in-app purchases made through your Apple App Store or Google Play account.

4. Pricing, Ads, and In-App Purchases

Both apps are free to download. The following terms apply to advertising and purchases:

  • Stay Studying is provided free of charge and does not contain in-app purchases or advertising.
  • LawExams is free and supported by third-party advertising (provided through Google AdMob). You may make a one-time in-app purchase to remove ads.
  • All purchases are processed by the Apple App Store or Google Play and are subject to their respective terms and conditions. We do not receive or store your payment card details.
  • Refunds are handled in accordance with the policies of the Apple App Store or Google Play.

We reserve the right to change our pricing and the features offered in the Services with reasonable notice. Any changes will not affect purchases you have already completed.

5. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio, video, software, and the compilation thereof, are the exclusive property of Chark, Ltd. or its licensors and are protected by United States and international copyright, trademark, patent, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal, non-commercial educational purposes, subject to these Terms.

6. Prohibited Uses

You agree not to use our Services to:

  • Copy, reproduce, distribute, or publicly display any content from our Services without our prior written consent
  • Modify, reverse engineer, decompile, or disassemble any aspect of our Services
  • Use our Services for any unlawful purpose or in violation of any applicable law or regulation
  • Attempt to interfere with, compromise, or disrupt our Services or servers
  • Use automated systems (bots, scrapers, crawlers) to access our Services
  • Reproduce or redistribute exam questions, answers, or explanations from our Services
  • Use our content to create competing products or services

7. User-Generated Content

Our Services may allow you to create content such as flashcards, notes, and study materials ("User Content"). You retain ownership of your User Content, but by creating it within our Services, you grant us a non-exclusive, worldwide, royalty-free license to store, process, and display your User Content solely for the purpose of providing the Services to you.

You are solely responsible for your User Content and represent that it does not infringe on the intellectual property rights of any third party.

8. Disclaimers

Educational Purpose Only: Our Services are designed as study aids and supplementary educational tools. They are not a substitute for formal legal education, professional legal advice, or official exam preparation courses. We do not guarantee that use of our Services will result in passing any exam.

As-Is Basis: Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our Services will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Chark, Ltd. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or related to your use of or inability to use our Services.

In no event shall our total liability to you for all claims arising out of or related to the Services exceed the amount you have paid to us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Chark, Ltd. and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms or your use of our Services.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or our Services shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Clark County, Nevada. Each party shall bear its own costs and attorneys' fees.

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will immediately cease.

You may stop using the Services at any time by uninstalling the apps. Any in-app purchase you have already completed (such as removing ads in LawExams) is non-refundable except as required by the policies of the Apple App Store or Google Play or by applicable law.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Services after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically for any changes.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Chark, Ltd. regarding the use of our Services and supersede all prior agreements and understandings.

16. Contact Us

If you have any questions about these Terms, please contact us at:

Chark, Ltd.
8987 W. Flamingo Road, Suite 100
Las Vegas, NV 89147
Email: support@charkltd.com

Chark, Ltd.

Learning Made Fun. Building focused study apps that help students practice what matters and walk into the exam ready.

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