Chark, Ltd.
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Terms of Use

Last updated: March 28, 2026

Welcome to Chark, Ltd. These Terms of Use ("Terms") govern your access to and use of our website, mobile applications (LawExams and StayStudying), and related services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use the Services.

1. Acceptance of Terms

By creating an account, downloading our applications, or otherwise accessing our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

You must be at least 18 years of age or the age of majority in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet this requirement.

2. Description of Services

Chark, Ltd. provides educational mobile applications designed for higher education students. Our current offerings include:

  • LawExams: A law exam preparation application featuring practice questions, timed exams, performance analytics, and detailed explanations.
  • StayStudying: A study management application featuring flashcards, study planners, goal tracking, and progress analytics.

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time, with or without notice.

3. User Accounts

To access certain features of our Services, you may be required to create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or no longer current, or if you violate these Terms.

4. Subscriptions and Payments

Some features of our Services require a paid subscription. By purchasing a subscription, you agree to the following:

  • Subscriptions are billed on a recurring basis (monthly or annually) at the rate displayed at the time of purchase
  • Payment is processed through the Apple App Store or Google Play Store, and is subject to their respective terms and conditions
  • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period
  • You may manage and cancel your subscription through your device's app store settings
  • Refunds are handled in accordance with the policies of the Apple App Store or Google Play Store

We reserve the right to change subscription pricing with reasonable notice. Price changes will take effect at the start of your next billing cycle after the change.

5. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio, video, software, and the compilation thereof, are the exclusive property of Chark, Ltd. or its licensors and are protected by United States and international copyright, trademark, patent, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal, non-commercial educational purposes, subject to these Terms.

6. Prohibited Uses

You agree not to use our Services to:

  • Copy, reproduce, distribute, or publicly display any content from our Services without our prior written consent
  • Modify, reverse engineer, decompile, or disassemble any aspect of our Services
  • Use our Services for any unlawful purpose or in violation of any applicable law or regulation
  • Share your account credentials with others or allow multiple people to use a single account
  • Attempt to interfere with, compromise, or disrupt our Services or servers
  • Use automated systems (bots, scrapers, crawlers) to access our Services
  • Reproduce or redistribute exam questions, answers, or explanations from our Services
  • Use our content to create competing products or services

7. User-Generated Content

Our Services may allow you to create content such as flashcards, notes, and study materials ("User Content"). You retain ownership of your User Content, but by creating it within our Services, you grant us a non-exclusive, worldwide, royalty-free license to store, process, and display your User Content solely for the purpose of providing the Services to you.

You are solely responsible for your User Content and represent that it does not infringe on the intellectual property rights of any third party.

8. Disclaimers

Educational Purpose Only: Our Services are designed as study aids and supplementary educational tools. They are not a substitute for formal legal education, professional legal advice, or official exam preparation courses. We do not guarantee that use of our Services will result in passing any exam.

As-Is Basis: Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our Services will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Chark, Ltd. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or related to your use of or inability to use our Services.

In no event shall our total liability to you for all claims arising out of or related to the Services exceed the amount you have paid to us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Chark, Ltd. and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms or your use of our Services.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or our Services shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Clark County, Nevada. Each party shall bear its own costs and attorneys' fees.

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will immediately cease.

You may terminate your account at any time by contacting us at support@charkltd.com. Termination of your account does not entitle you to a refund of any subscription fees already paid.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Services after any changes constitutes your acceptance of the new Terms.

We encourage you to review these Terms periodically for any changes.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Chark, Ltd. regarding the use of our Services and supersede all prior agreements and understandings.

16. Contact Us

If you have any questions about these Terms, please contact us at:

Chark, Ltd.
8987 W. Flamingo Road, Suite 100
Las Vegas, NV 89147
Email: support@charkltd.com

Chark, Ltd.

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